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Without expert help, buying insurance can be complicated and often too expensive, but it doesn’t have to be! 


Call the Pro Insurance Consultants to get enrollment assistance from a licensed and certified Health & Life Insurance Agent. We’ll help you unlock the extra benefits and subsidies at the lowest costs available to you, and help you enroll in the right plan.

Find the Best Health Insurance Plan for You

Finding a Health Insurance plan that accommodates your needs doesn’t have to be confusing or difficult if you have the expert guidance of a licensed Health & Life agent on your side.

When shopping for affordable health care coverage, it’s important for you to know what makes a Health Insurance plan suitable for you.

Should You Buy Health Insurance?

EVERYONE needs Health Insurance. Medical bills are a leading cause of consumers’ financial problems such as bankruptcy and home foreclosures.

Overall, healthcare costs are anticipated to rise to buy an average of 5.5% percent year over year over the next decade.

The reality is medical care and expenses could significantly accumulate, to the extent that it could become impossible to cover out of pocket costs.

When Can I Buy Health Insurance?

Health Insurance plans can only be purchased during the Open Enrollment Period (OEP) or out of the designated OEP if you qualify for a Special Enrollment Period (SEP).

Open Enrollment Period

  • Open Enrollment runs from November 1 through mid-December.
  • Coverage begins on January 1, 2021.
  • If you don't enroll in a plan by December 15, you can't get 2021 coverage unless you qualify for a Special Enrollment Period.

Special Enrollment Period

  • Begins with a qualifying event that makes you eligible to enroll in a Health Insurance plan (ie. losing group insurance, getting married and having a baby)
  • If you've lost coverage due to a lack of payment you are not eligible to enroll using a SEP.

Whether you are looking for a plan in the Healthcare Marketplace or off-exchange, the rules are the same. 

To check if you qualify for a Special Enrollment Period, call Pro Insurance Consultants and speak to a licensed agent.

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